After intensely studying the spreadsheet, W asked, why did you do that?
Bay-beee, it’s the plan I choose when I retired. Taking that option reduced the premiums that are deducted from my annuity.
Why did you want a higher retirement income instead of a larger life insurance pay-out?
W, I don’t get to spend my life insurance, you will do that. But I do get to spend the larger retirement check resulting from lower premiums.
Stone -- cold -- silence.
Several minutes pass, all the while I’m covered with intense laser eyes.
Then SD says, I understand.
Another long pause.
Hun?
Yes, Dwal’n?
We are out of bread. Will you go to the 7-11 just off the highway near Down-Town St. Louis and get a loaf? Also, pick up a bottle of Morgan Davis 20-20 and a quart of beer for yourself. Take the new car and wear your fancy watch and diamond wedding ring.
Pat, it’s Midnight and that’s a high crime area. Driving a fancy car, flashing jewelry and carrying alcohol could get me robbed and killed.
Well, okay, Joe! You don’t need to go now. Just do-so late on a Friday night before next July.
Kow-wa-bonga! We do not have bread. I haven’t had Mad Dog in 30 years and I don’t drink beer by the quart. Yet, LW is willing to wait several months for me to get bread, wine and beer.
I do not understand SD’s thinking.
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